Rakesh Podupati

Every guide in the Mana Home Loans insights library is written and reviewed by a licensed mortgage loan originator — not an anonymous content desk. That matters because the numbers on this site drive real buying decisions: debt-to-income ceilings, Collin County tax rates, break-even math on a refinance.

Mana Home Loans LLC is a multi-state mortgage lender and mortgage broker licensed in Texas and Ohio, including as a non-delegated correspondent lender. We work purchase, refinance and cash-out files across both states, with headquarters in Frisco, TX.

Questions about a scenario the calculator can't model? Contact us directly or start with the affordability calculator.