Mortgage Application link
$0 Front-End Cost RE-FINANCE LOAN Options:
(Please note that this is just an example and these rates are calculated using these values: Appraised Value of Home: $780K, Loan amount: 546K, Fico score: 800, DTI (Debt-to-Income) ratio: Less than 40%, Primary Residence, Single-family residence, State: TX, County: Collin, Number of Units: 1, 30day lock, Refinancing in less than 72 months of the previous conventional purchase loan, Escrow account: YES)
|
Option 1:
30 Year
$0 FRONT-END CLOSING COST Temporary 2/1 buydown
conventional loan for RE-FINANCE |
Option 2:
30 yr fixed
$0 FRONT-END CLOSING COST conventional loan for RE-FINANCE
|
|
|---|---|---|
| Interest Rate(%) | First Yr: 5.125%, Second Yr: 6.125% & Third Yr onwards: 7.125% |
5.875% |
| APR(%) | 7.558% | 6.388% |
| Lender Credits ($) |
$0 | $0 |
| Additional Comments |
$0 front-end closing cost refinance (excluding prepaids and escrows) **Conditions Apply** |
$0 front-end closing cost refinance (excluding prepaids and escrows) **Conditions Apply** |
Note: Rates/APR shown are examples and may vary based on credit, property, loan terms, and other underwriting factors. Additional restrictions may apply.
|
Option 3:
20 Year
$0 FRONT-END CLOSING COST Temporary 2/1 buydown
conventional loan for RE-FINANCE |
Option 4:
20 yr fixed
$0 FRONT-END CLOSING COST conventional loan for RE-FINANCE
|
|
|---|---|---|
| Interest Rate(%) | First Yr: 4.999%, Second Yr: 5.999% & Third Yr onwards: 6.999% |
5.875% |
| APR(%) | 7.558% | 6.268% |
| Lender Credits ($) |
$0 | $0 |
| Additional Comments |
$0 front-end closing cost refinance (excluding prepaids and escrows) **Conditions Apply** |
$0 front-end closing cost refinance (excluding prepaids and escrows) **Conditions Apply** |
Note: Rates/APR shown are examples and may vary based on credit, property, loan terms, and other underwriting factors. Additional restrictions may apply.
|
Option 5:
15 Year
$0 FRONT-END CLOSING COST Temporary 2/1 buydown
conventional loan for RE-FINANCE |
Option 6:
15 yr fixed
$0 FRONT-END CLOSING COST conventional loan for RE-FINANCE
|
|
|---|---|---|
| Interest Rate(%) | First Yr: 4.5%, Second Yr: 5.5% & Third Yr onwards: 6.5% |
5.5% |
| APR(%) | 6.894% | 5.968% |
| Lender Credits ($) |
$0 | $0 |
| Additional Comments |
$0 front-end closing cost refinance (excluding prepaids and escrows) **Conditions Apply** |
$0 front-end closing cost refinance (excluding prepaids and escrows) **Conditions Apply** |
Note: Rates/APR shown are examples and may vary based on credit, property, loan terms, and other underwriting factors. Additional restrictions may apply.
New Home (or Old home) PURCHASE LOAN Options:
(Please note that this is just an example and this rate is calculated with these values: Purchase price: $780K, Loan amount: 546K, Fico score: 800, DTI (Debt-to-Income) ratio: Less than 40%, Primary Residence, Single-family residence, State: TX, County: Collin, Number of Units: 1, 30day lock)
|
Option 1:
5/6 30year
Conventional ARM for HOME PURCHASE |
Option 2:
30year Conventional fixed
Lender-Paid temporary 2/1 buydown conventional for HOME PURCHASE |
|
|---|---|---|
| Interest Rate(%) |
5.125% | First Yr: 4.5%, Second Yr: 5.5% & Third Yr onwards: 6.5% |
| APR(%) | 5.646% | 6.968% |
| Lender Credits ($) |
$0 | $0 |
| Additional Comments |
Note: Rates/APR shown are examples and may vary based on credit, property, loan terms, and other underwriting factors. Additional restrictions may apply.
Disclaimer: Please be advised that the loan offerings and the interest rates are subject to the applicant/s creditworthiness, their DTI (Debt-to-Income) ratio and other requirements laid out by the lender. Sharing of interest rates and/or the loan information DOES NOT guarantee extension of a loan.
Mana HOME LOANS LLC, 5570 FM 423, Suite 250, Frisco, TX 75036, NMLS # 2701164 , RESIDENTIAL MORTGAGE LOAN COMPANY, RAKESH PODUPATI, RESIDENTIAL MORTGAGE LOAN ORIGINATOR, NMLS # 2449234, mana HOME LOANS LLC, 5570 FM 423, Suite 250, Frisco, TX 75036. The principal and interest payment does not include taxes and insurance premiums, which will result in a higher actual monthly payment. Rates are current as of email sent time. Subject to borrower approval
