Effective Date: September 10, 2024

These Terms and Conditions (“Agreement”) are entered into between you (“User” or “you”) and Manahomeloans.com (“we,” “our,” or “us”). By accessing or using our website, mobile application, or any of our services (collectively, the “Services”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, you should not use the Services.

1. Use of the Services

• Eligibility: You must be at least 18 years of age to use our Services. By using the Services, you represent and warrant that you are at least 18 years old.

• License: Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services solely for personal and non-commercial purposes.

2. User Accounts

• Account Creation: To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information when creating an account and to update this information as needed.

• Account Security: You are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately if you suspect any unauthorized use of your account.

3. Use Restrictions

You may not:

• Copy, modify, distribute, or create derivative works based on the Services.

• Use the Services for any unlawful, fraudulent, or malicious purposes.

• Interfere with or disrupt the operation of the Services.

• Use any automated systems or software to extract data or content from the Services.

4. Privacy

Your use of the Services is also governed by our Privacy Policy, which can be found on our website at [Privacy Policy Link]. By using the Services, you consent to the collection and use of your information as described in the Privacy Policy.

5. Services Provided

Manahomeloans.com offers mortgage-related services, including loan applications, refinancing, and related tools. The Services include tools to help users access loan information, determine eligibility, and calculate mortgage-related costs. However, we do not guarantee the approval of any loan or specific loan terms.

6. Third-Party Services

Our Services may contain links to third-party websites or services that are not operated by us. We are not responsible for the content, privacy policies, or practices of any third-party services. You should review the terms and conditions and privacy policies of any third-party website before using it.

7. Termination of Access

We may suspend or terminate your access to the Services at any time, without notice, for any reason, including if we believe that you have violated these Terms and Conditions. Upon termination, you must cease using the Services and we may disable your account.

8. Limitation of Liability

To the fullest extent permitted by law, Manahomeloans.com and its affiliates, directors, officers, employees, agents, or contractors are not responsible for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services. This includes damages for loss of data, income, profits, or goodwill, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Manahomeloans.com, its officers, directors, employees, agents, and affiliates from any claims, losses, damages, liabilities, or expenses (including legal fees) arising from your use of the Services, your violation of these Terms and Conditions, or your violation of any rights of another party.

10. Changes to the Terms

We reserve the right to update, modify, or change these Terms and Conditions at any time. Any changes will be posted on this page with a revised “Effective Date.” Your continued use of the Services after any such changes will constitute your acceptance of the updated Terms and Conditions.

11. Governing Law

This Agreement will be governed by and construed in accordance with the laws of the state of Texas. You agree that any disputes or claims arising out of or in connection with these Terms and Conditions will be resolved exclusively in the state or federal courts located in Dallas County, Texas.

12. Contact Information

If you have any questions about these Terms and Conditions or need to contact us for any reason, you may reach us at:

Manahomeloans.com
7548 Preston Rd
STE 141
Frisco, TX 75034
Phone: 312-248-3364
Email: admin@manahomeloans.com
NMLS #2701164